About Limited Company Pensions
LimitedCompanyPensions.co.uk is an independent information site for UK limited company directors who want to understand their pension options.
The site focuses particularly on company pension contributions, SIPPs, pension tax rules and the choices directors face when deciding how to use profits generated by their businesses.
Why we created the site
Pensions can become surprisingly complicated for limited company directors.
There are questions around employer and personal contributions, corporation tax relief, annual allowances, carry forward, salary and dividends, as well as the different types of pension available.
Limited Company Pensions was created to provide a straightforward resource dedicated to these issues, rather than requiring directors to piece together information written for employees, employers and individual pension savers.
Our aim is to explain the rules clearly, show how they apply to owner-managed companies and provide practical information directors can use when considering their options.
Who runs Limited Company Pensions?
LimitedCompanyPensions.co.uk is run by James Leckie and published by Contract Eye Ltd.
James has been publishing information for UK contractors, freelancers and small business owners for more than 25 years. He also owns and edits ITContracting.com, which specialises in contracting and limited company issues, and ByteStart.co.uk, a long-established small business information site.
Limited Company Pensions follows the same approach: a focused site covering one subject in enough detail to make a complicated area easier to understand.
What we cover
Our guides include information on:
- limited company pension contributions;
- corporation tax relief on employer contributions;
- SIPPs for company directors;
- pension annual allowances and carry forward;
- company contributions compared with personal contributions;
- pension contributions compared with salary and dividends;
- pension options for low-salary directors; and
- other pension issues that affect directors and owner-managed companies.
You can browse all of these topics in our limited company pension guides.
Editorial independence
Our editorial content is written to help readers understand how pensions work for limited company directors. Where we have a commercial relationship with a pension provider, investment platform or other business, we will make this clear.
Some links on the site may be affiliate links. This means Contract Eye Ltd may receive a commission if you follow a link and subsequently open an account or purchase a product or service.
Commercial relationships do not determine the conclusions of our editorial content.
Financial advice
LimitedCompanyPensions.co.uk provides general information and does not provide personal financial, pension, tax or investment advice.
Pensions are long-term financial products and the tax treatment and suitability of different options depend on individual circumstances. If you need advice about what you should do with your own pension or investments, you should speak to a suitably qualified financial adviser.
About the publisher
LimitedCompanyPensions.co.uk is published by:
Contract Eye Ltd
Company No. 06974664
Registered in England and Wales
71–75 Shelton Street
London
WC2H 9JQ